Health Insurance for Pets in Pennsylvania
Throughout history most of a veterinarian’s clientele was farm livestock (large animals). Dogs, cats and other household pets made up such a small amount of their daily business there was very little reason to study up on it. Even the beloved European veterinarian, James Herriott, counted on the Yorkshire farmers for a majority of his country clinics business. In 1884 that began to change when the University of Pennsylvania’s veterinary school opened the United States very first clinic specializing in the veterinary needs of dogs. In 2001 the United States of America had over 28,000 veterinarians who specialize in small animals.
It is fitting that Pennsylvania opened the very first vet clinic that specialized in the veterinary needs of dogs, the state has had a long running bond with the canine population, starting with the states founders, William Penn’s, Great Dane. A portrait of this Great Dane standing beside his master can be seen hanging in the governor’s reception room of the governor’s mansion in Harrisburg Pennsylvania. Pennsylvania considers the Great Dane the state dog. Owners of Great Dane’s appreciate the breed’s faithfulness, intelligence, beauty, courage, and tolerance. Great Danes stand approximately 30-34 inches tall and weigh anywhere from 120-200 pounds, people who have Great Danes believe that the larger the dog the better. Because of their large size Great Danes are not an exceptionally long lived dog; their bodies simply aren’t designed to last very long. Many Great Danes suffer from heart problems, bloat, twisted intestines, and tail injuries. Some Great Danes have been diagnosed with hip dysplasia. Great Dane owners are not advised to take their Great Danes jogging until the puppy is at least one year old. Dogs featured in ancient Greek art work bear a strong resemblance to today’s Great Dane. German hunters were especially impressed with the dog’s ability at Hunting bears and wild boars and bred the best great Danes to the best Greyhounds which helped create a leaner more agile breed.
Dog owners in the state of Pennsylvania are more then eligible to purchase pet health insurance for their dogs from the American Kennel Club. The American Kennel club estimates that the average pet owner who purchases an essential pet health care insurance plan (the essential health insurance plan is the name of the AKC’s lowest health insurance policy) through them will only pay approximately sixty-eight cents per day. Pet owners who purchase pet health insurance through the American Kennel Club have four different types of health insurance plans to choose from. The American Kennel Club Insurance company is happy to include cats into its health care insurance program. The American Kennel club is so confident that pet owners will love the benefits of purchasing pet health care insurance through them that they proudly offer owners the opportunity to test drive their insurance policy free for sixty days. Pet owners who insure their pets with pet health care insurance offered by the American Kennel Club are allowed to decide if they would like to receive a monthly statement in the mail or if they would rather pay for the an entire years worth of insurance in one lump sum and then not have to worry about it for twelve months.
Joan Shine
http://www.articlesbase.com/pets-articles/health-insurance-for-pets-in-pennsylvania-703882.html
Best Pet Insurance for my chihuahua (pennsylvania) is it worth it?
I just adopted a Chi from a local SPCA and i need to take him to the vet for a checkup. He seems to have a kennel cough, possibly a small cold. Plus maybe mites on his skin. I was thinking about possibly purchasing insurance so it wont cost hundreds of dollars, whats the best & cheapest to go with ?
Also, i might just drop the insurance after he gets a clean bill of health, all his shots (still needs his rabies) Would it be worth it to insure him until i know hes healthy?
Thanks!
I need to know what Companies (include a link?) so i can buy the insurance, i dont know of any and i was hoping people who HAVE insurance for their pets and they like it could direct me to the name/website
i would get minimum
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I would keep the insurance but that’s just me. You just never know wha’t gonna happen. I have VPI, Veterinary Pet Insurance. Filing claims is pretty easy with them. They’re pretty good, I think they’re also pretty cheap but I’m not sure if they cover pre existing conditions.
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Really check the insurance you will find not all the vets will take it and the ones that do you have to drive half way cross the state..
If it is like all insurance if your dog already has a pre existing condition it will not be covered . Kennel cough is contagious and you really need to just have him checked out.
Good Luck
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dog owner, and checked into insurance
I have Veterinary Pet Insurance http://petinsurance.com/ on all three of my dogs.
If you just plan to fix up your dog than cancel the policy it won’t be cost effective.
Know that insurance for pets is not like human insurance where you go to the vet and pay a co-pay. Pet insurance you go to the vet PAY the ENTIRE bill and than submit receipts and forms. A good insurance company will have a list of conditions and treatments and a cap of what they’ll pay you back on … if you find one that doesn’t don’t buy them. Also MOST pet insurance companies the pet insurance is not cover emegency or severe illness conditions they do not cover routine exams, and yearly vaccinations. They also usually have a grace period before the policy kicks in like 10 or 15 days from when you purchase it before you can claim anything. they don’t retroback to adoption dates or perexisting condions.
I do like VPI because they allow me to pick any vet, not just an approved short list and they very clearly have lists and charts that you can view at any time to see what their max is for any known condition or treatment PLUS they sell rides (add on policies) that do cover most shots and routine exams each year. You pay extra but if you’re a doggie parent who would get the exam and shots nonetheless you have nothing to lose.
Also depending on your dog’s age at adoption they might require a vet check to accept the dog..if the dog is found sick at that check or mites, kennel cough, etc…they won’t cover it since it had the illness before you got the policy.
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